Stablecoins

Stablecoins and regulation.

A general overview of how stablecoins are regulated, including the EU’s MiCA framework.

Are stablecoins regulated?

Increasingly, yes. The EU’s Markets in Crypto-Assets (MiCA) framework sets rules for stablecoin issuers and crypto-asset service providers, and other jurisdictions are introducing their own regimes. Regulation generally covers issuer backing, disclosure and the licensing of providers — which is why working with regulated entities matters.

What regulation generally covers

Issuer & backing

Rules on who can issue a stablecoin and how it must be backed and disclosed.

Service providers

Licensing and conduct rules for the businesses that handle crypto-assets.

Consumer & market protection

Disclosure, governance and safeguarding requirements.

FAQ

Common questions

What is MiCA?

MiCA is the EU’s Markets in Crypto-Assets regulation, which establishes a harmonised framework for crypto-assets — including stablecoin-type tokens — and the providers that serve them.

Why does this matter for my business?

Using regulated, licensed providers reduces legal and banking risk and supports compliance. Specifics depend on your jurisdiction — take your own advice.

Work with regulated entities.