Pay-by-Crypto
Accept crypto from your customers. Settle in fiat. Never hold crypto.
Xchange360 takes the crypto or stablecoin payment against your invoice, settles it through regulated entities, and pays you in the currency you asked for — so B2B crypto payments arrive like a clean bank transfer, without the volatility or the wait.
B2B crypto payments let a business bill another business and accept settlement in crypto or stablecoins against that invoice. Xchange360 issues the payment instruction, settles the incoming value through regulated entities, and delivers reconciled fiat — so the seller is paid quickly across borders without holding volatile assets.
How it works
Accept crypto, settle in fiat — in four steps.
- 1
Checkout or invoice
Invoice as usual
Raise your normal invoice; we attach a crypto payment option against it — by link or inside your existing billing.
- 2
Payment
Customer pays in crypto
Your business customer settles in stablecoins or major crypto from anywhere, under a compliant, KYC’d flow.
- 3
Settlement
We settle and convert
The payment runs through our regulated entities; we convert at execution so the amount you invoiced is the amount you keep.
- 4
Withdrawal to fiat
You receive fiat
Reconciled value lands in your account — or stays in custody if you’d rather hold it.
Products
One desk, five products behind the offer.
Pay-by-Crypto is the front door. Underneath sit the group products that settle the money, move it in and out, and let partners run it under their own brand.
Pay-by-Crypto
Accept crypto from business customers, settle in fiat.
On/Off-Ramp
Move money between fiat and crypto, in and out, for any flow.
White-Label Gateway
Offer crypto payments under your own brand, on our rails.
Liquidity & market making
Price and execute large flows with certainty.
Custody
Regulated safekeeping for treasury and client funds.
By industry
Framed for the way your business gets paid.
FAQ
Common questions
Do we ever have to hold crypto?
No. Payments are converted to stablecoins or fiat at settlement, so your business is not exposed to price movement and receives the invoiced amount.
Who is this for?
Businesses that invoice across borders and whose customers want to pay in crypto — importers and exporters, trade-finance and cross-border firms, and high-value sellers in automotive, marine, aviation and real estate.
Is it compliant?
Payments run through Xchange360’s regulated entities with KYC and AML on both sides of the transaction. Availability depends on jurisdiction, licensing and eligibility — talk to the desk for your corridors.