Industries · Trade finance
Settle suppliers across borders in hours, not days.
Pay an overseas supplier in stablecoins and settle to fiat on the other side, skipping the correspondent-banking chain. Same value, a fraction of the time and cost of a wire.
Stablecoin cross-border payments use a fiat-pegged stablecoin to move value between countries, then settle to local currency on arrival. Xchange360 runs the conversion and settlement through regulated entities, so a supplier abroad is paid in hours instead of the days a correspondent-banking wire takes.
The problem
A wire crosses three banks before it clears.
Correspondent banking adds days, fees and FX spread to every cross-border supplier payment — and some corridors simply won’t clear, stalling shipments and straining supplier relationships.
Replace the wire chain with a single regulated settlement that lands the same day.
How it works
How it works
Fund the payment
Convert your fiat to stablecoins through the on/off-ramp, or pay from a stablecoin balance you already hold.
Send across the corridor
Value moves over stablecoin rails, not the correspondent-banking chain — fast and traceable.
Supplier is paid in fiat
We off-ramp to local currency on the destination side, so your supplier receives money they can use.
Cross-border settlement, without the wait.
Hours, not days
Settle in a single corridor hop instead of a multi-bank chain that takes the better part of a week.
Cost you can show
A transparent settlement cost you can put side by side with the wire fee and FX spread you pay today.
Priced at size
Backed by the group liquidity desk, so large supplier payments price and execute with certainty.
Who it’s for
Importers and exporters paying overseas suppliers
Commodity traders settling across hard corridors
Trade-finance desks and treasury teams
Any business whose wires are slow, costly or blocked
FAQ
Common questions
Do we hold the stablecoins?
Only if you choose to. The payment can be funded and settled end to end so you start in fiat and your supplier ends in fiat, with no standing crypto exposure.
Which corridors are covered?
Coverage spans the corridors where banking is slow or closed, with local off-ramps on the destination side. Availability depends on jurisdiction and eligibility — talk to the desk for your routes.