Insights
A crypto-funded card lets a customer spend from crypto while the business is settled in fiat at the point of sale. It serves the buyer's preference to use crypto without asking the business to handle, hold or convert digital assets itself.
There’s a simple way to serve customers who hold their money in crypto without asking your business to touch crypto at all: a card that the customer funds from crypto but that settles to you in fiat. The conversion happens on the card side, at the moment of payment — so on your end it looks like any ordinary card transaction.
A crypto-funded card resolves both: the cardholder spends, their crypto is converted at the point of sale, and the business receives a normal fiat settlement.
The Xchange360 Card is an Xchange360-branded program (not a white-label card) built on exactly this idea: customers fund and spend in crypto, businesses are settled in fiat. Specific card-program and issuer details are confirmed before any claims are published — talk to the desk for what’s available in your market.
This article is general information, not financial, legal or tax advice. Availability depends on jurisdiction and eligibility.
The card is funded from the cardholder's crypto, which is converted at the point of payment, so the business receives an ordinary fiat card settlement. The crypto-to-fiat step happens on the card side, not the merchant side.
No. The business receives a normal fiat settlement. It doesn't hold crypto, manage wallets or take on volatility.
The Xchange360 Card is an Xchange360-branded program, not a white-label card. Card-program and issuer details are confirmed before any specific claims are published.
